Terms & Conditions

Welcome to The Business Conclave, a digital subscription-based platform owned and operated by SKB Resilient Sdn. Bhd. (“we”, “our”, or “us”).

By subscribing, accessing, or using our website, content, and services (“The Platform”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use the platform.

1. Subscription & Access

  •  Subscriptions are billed monthly or annually based on the selected tier (Silver, Gold, or Platinum).
  •  Upon successful payment, you will gain access to premium articles, audio briefings, video vaults, tools, and other subscriber-only content.
  •  Subscription access is personal and non-transferable.

2. User Conduct

You agree not to:

  • Share or resell content to third parties without permission.
  • Post or transmit offensive, harmful, or unlawful material on the platform.
  • Attempt to hack, interfere, or disrupt platform operations or systems.

Violations may result in suspension or termination of your access without notice.

3. Content Ownership & Licensing

  • All content (articles, videos, audio files, designs, tools, etc.) is the intellectual property of The Business Conclave, S. Khugan, Pael Khugan (Ghosh) and other contributors.
  • Subscribers are granted a limited, non-exclusive, non-transferable license for personal use only.
  • Commercial use or redistribution is prohibited unless granted via written consent.

4. Payment, Renewals & Cancellations

  • Payments are processed securely via our chosen gateway (Stripe or equivalent).
  • Subscriptions renew automatically unless cancelled before the billing cycle ends.
  • You can manage or cancel your subscription from your account dashboard.

5. Refund Policy

We offer a 7-day free trial for new subscribers. Once billing begins post-trial, no refunds will be provided except where required by law.
Please review our full [Refund & Cancellation Policy].

6. Changes to Terms

We may update these Terms from time to time. Continued use of the platform after changes implies acceptance of the revised terms.
We recommend reviewing this page periodically.

7. Disclaimer

Content provided on this platform is for general informational and educational purposes only. It is not professional legal, financial, or investment advice. Please consult appropriate professionals before making decisions.

8. Contact Us
For questions or concerns regarding these Terms, please email us at: support@businessconclaveglobal.com


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